About Us

Who We Are
Globe Life American Income Division (AIL) is one of the largest providers of supplemental insurance coverage to labor unions, credit unions, and associations. American Income Division is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand.
AIL-NILICO paid more than

$271,577,533

in life insurance claims in 2022

Company Growth

American Income Life has consistently earned high financial strength ratings. American Income Life, along with our New York subsidiary National Income Life, has combined assets of $8 billion with more than $86 billion of life insurance in force as of March 31, 2023. Source: AIL’s Internal Business Records.
Workforce
As other companies downsize, American Income Life continues to experience growth. AIL’s insurance products create opportunities for union members interested in selling insurance and running their own businesses. We proudly proclaim our status as a 100% union label Company. From the independent agents in the field who write an application, to AIL’s own employees, all the way up to our CEO, everything is done under the union label.
Also, with increased commissions, production bonuses, and lifetime vesting, agents who affiliate with AIL have seen phenomenal growth in long term net worth and a secure financial future.

History of AIL

American Income Division was founded in 1954 by Bernard Rapoport. Using just $25,000 in borrowed capital, Rapoport started the Company and turned AIL into a profitable insurance company with a unique, untapped niche in the insurance marketplace. His vision for providing affordable insurance to hardworking individuals gives anyone with the drive to succeed the opportunity to earn an unlimited income. Globe Life American Income/National Income Division has combined assets of more than $5 billion with more than $85 billion of life insurance in force in 2021 (as of 12/22).

Our Parent Company

American Income Life is a wholly-owned subsidiary of Globe Life Inc. (NYSE: GL), an S&P 500 Company that markets life and supplemental health insurance for middle-income families through its affiliate companies.

Our Culture

Our culture is dedicated to growth, both individually and collectively. We firmly believe that fostering personal development in mind, body, and spirit is essential; it serves as the cornerstone of our business growth. This organization is built on the principles of hard work, discipline, and positivity, as we continually seek advancement in every opportunity.

OUR CLIENTS

Who We Work With
VFW

VFW

NCUA

NCUA

Utility Workers

Utility Workers

Amalgamated Transit Union

Amalgamated Transit Union

Musicians

Musicians

AFL-CIO

AFL-CIO

Actor's Equity

Actor's Equity

A. Philip Randolph Institute

A. Philip Randolph Institute

McGruff

McGruff

Mine Workers

Mine Workers

Farm Workers

Farm Workers

Transport Workers

Transport Workers

Seafarers

Seafarers

Screen Actors Guild

Screen Actors Guild

Retail, Wholesale & Department Store

Retail, Wholesale & Department Store

Plasterer's & Cement Masons

Plasterer's & Cement Masons

North America's Building Trades

North America's Building Trades

Postal Mail Handlers

Postal Mail Handlers

National Nurses United

National Nurses United

Football League Players

Football League Players

Air Traffic Controllers

Air Traffic Controllers

Metal Trades

Metal Trades

Laborers

Laborers

Latin American Advancement

Latin American Advancement

Police Associations

Police Associations

Painters & Allied Trades

Painters & Allied Trades

Operating Engineers

Operating Engineers

Elevator Constructors

Elevator Constructors

Bricklayers & Allied Craftworkers

Bricklayers & Allied Craftworkers

Professional & Technical Engineers

Professional & Technical Engineers

Teamsters

Teamsters

Electrical Workers

Electrical Workers

Boilermakers, Iron Ship Builders, Blacksmiths, Forgers & Helpers

Boilermakers, Iron Ship Builders, Blacksmiths, Forgers & Helpers

Machinists & Aerospace Workers

Machinists & Aerospace Workers

Heat & Frost Insulators & Allied Workers

Heat & Frost Insulators & Allied Workers

Graphic Communications

Graphic Communications

Glass, Molders, Pottery, Plastics & Allied Workers

Glass, Molders, Pottery, Plastics & Allied Workers

Theatrical Stage Employees

Theatrical Stage Employees

Farm Labor Organizing

Farm Labor Organizing

Professional Employees

Professional Employees

Black Trade Unionists

Black Trade Unionists

CWA

CWA

California School Employees

California School Employees

California Nurses

California Nurses

Railroad Signalmen

Railroad Signalmen

Flight Attendants

Flight Attendants

Bakery, Confectionery, Tobacco Workers & Grain Millers

Bakery, Confectionery, Tobacco Workers & Grain Millers

Actors & Artistes

Actors & Artistes

Teachers

Teachers

American State, County & Municipal Employees

American State, County & Municipal Employees

School Administrators

School Administrators

Alliance for Retired Americans

Alliance for Retired Americans

Roofers, Waterproofers, & Allied Workers

Roofers, Waterproofers, & Allied Workers

Food and Commercial Workers

Food and Commercial Workers

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